new Kiva loan

Putting my money where my mouth is.  I have many times expressed concern about the lack of sanitation facilities for people.  Now I've found someone who wants a loan to make life cleaner for her family.

Sati is in Indonesia.  She is 31 years old, married, and has two daughters. Sati has been selling vegetables such as carrots, spinach, tomatoes, chilies, and others for ten years. Her husband works very hard, and he has been an employee in the Tangerang District for one year. They would like to improve their living conditions and create happy and healthy lives for their kids.

She has asked for a loan of 6,400,000 IDR from KSPPS BMI. This loan will be used to build a clean sanitation facility at their home to improve access to sanitation for their family. Today her family has no access to a toilet in their home and must rely on the river for bathing. Her family income is insufficient to build toilets, but Sati will be able to repay the loan received.

She and her family want to live a healthy life with clean sanitation. She is very grateful for the opportunity and wants to thank all lenders.

New Kiva Loan

Priscillah from Kenya

Priscillah, at heart, is a resourceful, loving mum. Her motherly love has been enough to show her family that she is willing to work hard to help her family get ahead with excellent values and education.

Priscillah is a smallholder farmer in the Kerugoya area of Kenya. She also does some side hustle business. In the past six years, she has bred more than one dairy cow and has developed her farm.

Because of how much she likes farming, she has even nicknamed one of her cows. She is a very proud farmer, especially when she is milking her cows. Through her dairy cow, she is able to get 5-10 litres a day, and this helps her support her family.

Priscillah also practices crop farming, but she has not been making good profits because of poor farming implements. This is why she is kindly seeking a loan to buy farm implements.

Through the loan, she will be able to buy high-quality seeds, good fertilizer and pesticides that she will use to greatly improve her crop production.

Modern farming requires the use of modern techniques; using high-quality seeds will assure her of a bumper harvest and hence, increased profit levels. Priscillah is visionary and her goal for the season is to boost her crop production and be able to get more crop output than the previous year. All this can be achieved through lenders’ help and goodwill.

Priscillah believes that through the loan, she will turn around her family life and be able to give her children a solid educational background.

New Photo of Mwongela

I am so behind in posting letters here!  But I do have a new photo of Mwongela today.

New Photo from Lavenda

Lovely new photo from Lavenda, in Kenya.

New Kiva Loan

 

Doreen from Kenya

Doreen is kind-hearted, well organized, honest, industrious and entrepreneurial. She is a mother who makes sure her two children never go to bed hungry. She hails from the Ingaa, Chuka area of Kenya. Doreen never got the opportunity to advance her education and get a white-collar job, but this did not kill her dream of wanting to succeed in life.

Doreen has been doing farming for the past six years. Throughout those years, she has gathered much experience and learned important farming techniques. She practices dairy and mixed farming on her farm and through the profits, she has managed to take care of her family's needs and give her children a good education. Doreen believes that education is the key to success.

She is seeking a loan of KES 150,000 to buy seeds and start horticulture farming on her farm, and also to build a modern dairy unit. Doreen wants to take advantage of favorable weather patterns, a good road network in her village, good soil and a ready market for horticulture products, and reap more profits. Through the loan she will be able to build a modern dairy unit, which will help prevent her cow from harsh weather conditions, and also she will have a humble time milking the cows.

Juhudi Kilimo is partnering with Kiva and Kiva lenders to help hardworking women like Doreen to make their farming dreams come to reality through training and loan financing. She hopes that through the loan, she will improve her living conditions. Doreen’s dreams and projections are that by the end of the second quarter in 2016, she will not only be selling in the local market, but will also be selling in international markets through exporting fruits and vegetables. Through this, she will be able to assure her children a secure future and uninterrupted learning, because she will be able to pay tuition fees on time.

Doreen is not a self-centered woman who only thinks of herself. She will also want to impact positively on society. That is why she will employ people to work for her on her horticulture farm and have an impact on society. Be part of this beautiful dream by helping Doreen with the loan she needs. 

Letter from Lavenda

Lavenda is a 10 year old from Kenya.  In this letter (she writes herself in English), she has mistaken something I said and thinks that I hope to become a doctor some day.

 Dear Beverly Sykes,

How are you in United States?  Kenya is good, especially the western part where I live.  Thank you for the letters to me.  I was excited to receive many letters from you  The photos of Lacie's celebration were nice.  I was excited to look at them.

I will also pray for your vision of being a doctor.  I also have that vision.  Let us pray for one another.  We shall meet in a
 big hospital treating people.  Our dream is the same. 

God bless yiou.

Read Psalms 23.

Yours,
Lavenda

Letters from Emilymuendi and James

Emily sends a form letter about her dreams.  She's 5 years old.

Someday I would like to visit the USA
Someday I would like to meet my sponsor
Someday I would like to see my sponsor family and friends
Someday I would like to do my own business
Someday I would like to help my family to do my home chores
Someday I would like to be like a teacher
Someday I would like to meet my sponsor because of her kindness
When I grow up I would like to be a teacher

Emily says she is well and happy to write to you.  She also thanks you for the photos you shared to her  and also loved to hear how you celebrated during birthday.  Also, thank you for the support you have given to her.

James is 10

Dear Beverly Sykes,

How are you? I hope that you are fine.  Here in Kenya, I am fine with my family.  How is the weather there?  The weather here is cold with little rain at night.  I thank God for everything he has done for me and all of us.

My brother is doing his exams and I would like to ask you to pray for him  We are starting our exams next week and my favourite subject is mathematics, English and (? cbe) and please pray for me so that I can pass the exams  I would like to encourage you to read the book of John 14:5.  God bless you.

New Photo of Brayan

I received a new picture of Brayan (Honduras) today.  He is growing into a handsome young man.

Letter from Michael

Michael is 7

10/11/2015

My Dreams

Someday I would like to visit Mombasa
Someday I would like to meet My sponsor
Someday I would like to see a leopard
Someday I would like to do artwork
Someday I would like to help my family build a good home
Someday I would like to be like my president
Someday I would like to meet my sponsor because she helps me
When I grow up I would like to be a doctor

Michael greets you in the name of the Lord Jesus.  He says he was grateful for the letters you sent him and he was excited at the picture of koala that you sent him.  Michael is grateful for your support to be in the project.  Recently they were given school shoes which excited him, He says God bless you.

Letter from Lovson

Dear Beverly Sykes,

I feel very happy today to write this letter to you!  How are you and your family?  My family and I are very well.  How is your weather?  It is getting cold in my country.  Thanks for your beautiful pictures. 

I always think of where I sleep.  I sleep with my older brother on the same bed.  my favorite activity with my family is singing beautiful songs about the death of Jesus Christ.  I don't know Sudoku game and we don' have this animal in my country.

I had a good summer time.  I played soccer and dominoes.  We swam in the river.  I ate spaghetti, rice and egg. 

We have pure water in my area, but it is from a spring.  We purify it to drink it. 

Thanks for your beautiful book you sent for me.  Pray for me and my family to always be in good health.  May God bless you abundantly.