Shahanik is involved in animal husbandry. She keeps five cows, 22 calves, 19 sheep, piglets and 15 chickens. Shahanik sells the gathered milk and meat in local markets and that's the only source of family's income.
The loan of USD 3,000 will be a very big support for Shahanik to purchase 10 calves and fuel for land cultivation needed for her farm. As this is Shahanik's first loan, it has been approved within the framework of the new joint initiative between Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products in the past because they have no credit history.